Consumer Lease to Own Factor Chart

One Payment in Advance, Documentation Fee Rolled in (2)

Credit Score	21+3 Months	33+3 Months	45+3 Months	45+3 Months
O	.0557	.0380	.0298	.0253
P	.0574	.0400	.0322	.0271
S	.0598	.0431	.0350	.0327
T	.0639	.0470	.394	.0372
Q	.0663	.0497	.0425	N/A
U	.0679	.0518	.0446	N/A

Credit Score Q is available for equipment with a cost of less than $7,500
Credit Score U is available for equipment with a cost of less than $5,000

Credit Decisions in 2 Minutes for Transactions Less Than $10,000

Credit Guidelines		Lease Package Requirements
Application Only		Signed TPC Consumer Lease Agreement
Transactions >$500 accepted		Invoice
		Notice of Cancellation
Approval Conditions		Payable at Signing Check made payable to TPC
Approvals are valid for 30 days
Ach Required for Transactions >10k		Program Restrictions
Standard Purchase Option= 3 Monthly Pymnts		No Titled Vehicles
To be paid in one lump sum		Computers 36 month max
or in monthly installments

Documentation Fee		State Requirements
Standard Service- $0		Upfront Sales tax is required in ME,NJ, IL
TimePayment Creates Documents- $0

The Lender reserves the right to modify these lease factors based on market conditions.

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Consumer Lease to Own Factor Chart

Credit Decisions in 2 Minutes for Transactions Less Than $10,000

Credit App Directions

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